Like our other features, IRAutomation can be disabled or turned off. However, IRAs are offered on WiseBanyan through IRAutomation. If you have an active IRA on WiseBanyan, you will not be able to turn IRAutomation off until after you close your IRA account on WiseBanyan.
We do encourage clients to continue using IRAutomation since IRAs provide valuable tax benefits to save for retirement each year. The automation behind managing and maximizing your IRA deposits each year adds value by reducing the time you'd need to manage your IRA(s) elsewhere and through helping you invest sooner to give your investments the chance to grow for longer.