Overdraft protection protects your deposits and helps you avoid overdraft fees. You do need to have an instant bank link established to use this feature.
We'll make sure that your account has the funds available before each deposit (one-time or auto-deposits). Overdraft Protection also comes with a buffer, which means we'll also make sure your account has funds in it even after the deposit. We have a default buffer, but you can always set it to the right level for you.